Why do you need Critical Illness insurance?

Critical illness can strike anyone at any time, causing significant financial strain. Even with health insurance, you may face substantial out-of-pocket costs. Chubb Critical Illness Insurance helps bridge the gap, ensuring you’re covered when you need it most

How does it work?

If diagnosed with a covered condition, Chubb Critical Illness Insurance provides a lump-sum benefit to help cover expenses.

Example:

At 45, Paul never expected a heart attack to crash his birthday celebration. But when it did, his Chubb Critical Illness Insurance became his financial lifeline.
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Medical Expenses

Paul's critical illness benefit covered unexpected out-of-pocket costs for tests and surgery, filling the gaps his medical insurance left behind.

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Lifestyle Changes

Post-recovery, Paul used his payout for a gym membership and a stress-relieving vacation, kickstarting his journey to better health.

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Prevention

Now, Paul's annual health screening benefit covers his yearly stress test, helping him stay proactive about his heart health without additional cost.

 

Tell me more 

Even with medical insurance, a serious illness can be expensive. Plan deductibles, copays, and out-of-network costs add up quickly, along with everyday living expenses like your mortgage, childcare, and transportation.

Our Coverage Includes*:

  • Cancer
  • Heart attack
  • Coronary artery disease
  • Stroke
  • Major organ failure

*You do not have to complete a medical exam; however, a pre-existing condition is not covered unless the date of diagnosis for such condition is at least 12 months after the certificate effective date. A pre-existing condition means a condition for which a covered person received medical advice or treatment within the 12 months preceding the certificate effective date.

Use Your Benefit As You Need:

  • Deductibles and co-pays
  • Loss of income
  • Transportation for themselves for family members
  • Rehabilitation and home health services
  • Child care
 

See Brochure with Schedule of Benefits

Added Protection for CDA Members

Critical Illness insurance can pay benefits for covered conditions, but other health and medical issues can also impact your finances. That’s why CDA is also offering other types of health insurance including Accident Insurance and Chubb LifeTime Benefit Term to complement your medical insurance coverage.

Questions?

Please contact us if you don't find the answers you're looking for here:

Can critical illness insurance be used for out-of-pocket costs?

Yes, you can use your benefit payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments, and more.

Are benefits paid directly to me or my healthcare provider?

Payments will be paid directly to you, not to the doctors, hospitals, or other healthcare providers. You will receive a check, payable to you, for maximum convenience.

Can I enroll in this insurance without having to take a medical exam?

You do not have to complete a medical exam, however, a pre-existing condition is not covered 
unless the date of diagnosis for such condition is at least 12 months after the certificate effective date. A pre-existing condition means a condition for which a covered person received medical advice or treatment within the 12 months preceding the certificate effective date.

SEE ADDITIONAL FAQS

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Learn More

For information on this offer and future enrollments, click the orange button and complete the short form.

Get Enrollment Information
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Explore more benefits

Chubb Accident Insurance and Chubb LifeTime Benefit Term offers coverage for expenses not covered by traditional health insurance.                                                                                              

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BuddyIns is an insurance producer and insurance enrollment education and technology company that has teamed up with TDIC Insurance Services to bring this opportunity to qualifying CDA members. The information provided here is an overview of the referenced product and is not intended to be a complete description of all terms, conditions, and exclusions. Not available in all states. Eligibility, available coverage limits, and discounts vary and are subject to carrier underwriting. All trademarks used herein are the property of their respective owners in the United States and abroad. TDIC Insurance Solutions, CA Lic. #0652783.

BuddyIns Insurance Services | 4047 Meadow Lark Drive, Calabasas, CA 91302. CA Lic. #0M72219, 6000880

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