Why do you need accident insurance?

Accidents happen, and the costs of hospital visits, ambulance rides, and medical care can quickly put a dent in your savings. Chubb Accident insurance helps you with these costs when the unexpected strikes by paying you a lump sum of cash you can use for whatever you need.

How does it work?

If the insured is injured in a covered accident, they can get a payout to use any way they wish to help cover deductibles, out-of-pocket medical costs or everyday living expenses.

Example:

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Accident

Tim slips off a stair and breaks his lower leg and wrist.

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Medical Expenses

Tim is taken to the hospital in an ambulance and stays in the hospital for two days.

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Claim

Tim could receive a cash payout to help cover his out-of-pocket expenses.

 

Tell me more 

Even with major medical coverage, you can face unexpected costs after an accident. For example, health insurance will pay a hospital bill, but it doesn’t provide you with additional funds that can help cover some of the out-of-pocket expenses like co-pays or rideshare costs that result from a covered accident. Chubb Accident insurance can give you a benefit payment to use for that purpose — or anything else. There are no restrictions on how the money can be used.

Accident insurance benefits can cover everyone in the family, and you don’t need a medical exam to get coverage. Accident insurance also offers a Sports Package of extra benefits to cover injuries incurred while playing an organized sport like soccer, baseball, lacrosse, or football.

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See Brochure with Schedule of Benefits

Additional Benefits 

  • First Accident benefit provides an extra $100 when you file your first covered claim.
  • Telemedicine benefits so you don't have to leave your home for a doctor's visit.
  • Spouses and children are eligible for enrollment.
  • There are no medical questions to enroll.
  • Portable - keep your coverage if you leave your job or retire.
  • You can have this coverage even if you have a Health Savings Account (HSA).

Added Protection for CDA Members

Accident insurance can pay benefits for covered injuries and accidents, but other health and medical issues can also impact your finances. That’s why CDA is also offering other types of health insurance including Chubb Critical Illness and Chubb LifeTime Benefit Term to complement your medical insurance coverage.

Peace of mind doesn't have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Chubb.

Questions?

Please contact us if you don't find the answers you're looking for here.

Who is eligible for Accident insurance?

Employee

  • Actively employed working at least 20 hours per week
  • Ages 18 and older

Spouse

  • Includes domestic or civil union partner
  • Ages 18 and older 

Dependent Children and Grandchildren

  • Ages 0 through 26
  • No student status required

How long does it take to receive payment on my claim?

We strive to process claims within 5 business days upon receipt of complete proof of loss. If claims require additional information or further review we will provide regular status updates throughout the process. Be sure to sign the HIPAA compliant Authorization to Release Information at the bottom of the claim form. By doing so you authorize Combined Insurance to request the required information to review your claim.

Can I keep my coverage if I leave the association?

Yes you can. If you leave the association or retire, it is important that you continue to make payments directly to Combined Insurance. You can call our toll-free number, 833-542-2013, and speak with a customer service specialist who will arrange a billing method that suits your needs. If your coverage lapses for non-payment of premiums, new coverage will most likely cost more. In addition, it might contain fewer benefits, have more restrictive provisions, and — most important—coverage may not be available to you if your present state of health has changed.

SEE ADDITONAL FAQS

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Do It Yourself

Self enroll and review your coverage options online through Chubb.  

                                                                         

Enroll
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Explore more benefits

Chubb Critical illness and Chubb LifeTime Benefit Term offers coverage for expenses not covered by traditional health insurance.                                                                                              

Learn More
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BuddyIns is an insurance producer and insurance enrollment education and technology company that has teamed up with TDIC Insurance Services to bring this opportunity to qualifying CDA members. The information provided here is an overview of the referenced product and is not intended to be a complete description of all terms, conditions, and exclusions. Not available in all states. Eligibility, available coverage limits, and discounts vary and are subject to carrier underwriting. All trademarks used herein are the property of their respective owners in the United States and abroad. TDIC Insurance Solutions, CA Lic. #0652783.

BuddyIns Insurance Services | 4047 Meadow Lark Drive, Calabasas, CA 91302. CA Lic. #0M72219, 6000880