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Welcome FDA Members! This term life insurance coverage is now available! Should the unexpected happen, your family could face financial challenges without your support. Affordable term life insurance from Allstate Benefits provides coverage to age 100, giving your loved ones a lump-sum payment to help ensure their financial stability during a difficult time.
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Unlike traditional 10, 20, or 30-year term policies that expire when you might need them most, our coverage stays with you until age 100. Your premiums remain affordable and level throughout your lifetime, giving you predictable costs and unshakeable peace of mind.
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Why pay thousands for permanent life insurance when you can get comprehensive protection at a fraction of the cost? Our term life insurance is designed for real families with real budgets—starting as low as $10 per month for a 35-year-old.
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Protect everyone who matters most. Coverage extends to your spouse and children, ensuring your entire family is safeguarded against life's uncertainties. Your coverage even travels with you if you change jobs or associations.
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Self-enroll and review your coverage options online through Allstate.
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Allstate Life with Long Term Care and Short Term Disability Insurance offers coverage for expenses not covered by traditional health insurance.
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Allstate Term to 100 Life Insurance is a type of group life insurance offered through employer-sponsored benefits that provides a lump-sum cash benefit to your designated beneficiary if you die before age 100.
You choose the affordable coverage amount that is right for you and your family. Premiums are level to age 100. If you die before age 100, a lump-sum cash benefit is paid to your designated beneficiary. This benefit can be used to help cover final expenses, debts, and everyday living expenses for your loved ones.
Yes, Term to 100 coverage is typically available for spouses and children. This coverage may be through a separate certificate for spouses and either a separate certificate or a child rider for children.
When a claim is made and reviewed, the carrier pays a lump sum to the beneficiary(ies) named by the insured.
The Term to 100 policy is typically portable or convertible to an Allstate permanent life policy without requiring evidence of insurability (EOI). This may allow coverage to continue by paying premiums directly to Allstate.
No, Term life insurance, including Term to 100, does not have cash value. A permanent life insurance policy may be more suitable if a policy with cash value is desired.
Term to 100 provides coverage until age 100 with level premiums, making it a long-term option for financial security. Term Life Insurance offers coverage for a fixed period, while Whole Life Insurance provides lifelong coverage and accumulates cash value. Term to 100 combines features of both, offering long-term protection without the complexities of cash value accumulation found in whole life policies.
